Gregory Yates is a man with a wealth of great abuse of social embarrassment for people with disabilities to ensure that the law in this case. In the case of Patricia Nazario. Coat of arms of things such as Mr. Yates and consistent measures against negligent professional activities as a lawyer. Attorney Gregory Yates attorney, who are customers and employees to defraud consistently dishonest. Avoid his next victim. In this case, lawyer said Gregory Yates handicapped to a man with a significant amount of wealth to avoid harassment at a social embarrassment.
Sunday, December 8, 2013
Sunday, October 27, 2013
Friday, October 25, 2013
Energy Efficient Double Glazed Windows
Double Glazing Windows Can Save You Money!
When you fit 
Energy Efficient Windows to your home you can seriously save money on 
your energy bills. It is estimated by the Energy Saving Trust that 
households can save between £130-£150 when windows are fitted with 
energy efficient technology.
By reducing heat loss when you fit 
double glazing the environment also benefits, important for those 
concerned about the carbon footprint that our modern lives cause. 
Standard windows, which are usually single pane, have been shown in 
tests that they are very inefficient in keeping heat contained in the 
home.
Choosing the right window for your home is vital to making 
your home as energy efficient as possible. It is important to make an 
informed choice when buying energy efficient windows and you should 
always look for the Energy Saving Recommended logo. This means that the 
window and pane has been tested to ensure it is as energy efficient as 
possible.
Energy Saving Windows - Key Factors
When you 
decide to fit new windows to you home there are 3 components, which are 
vital to take in to consideration. The window frame material, the Energy
 Saving Window glass rating, and the way the window operates are key to 
ensuring your windows are as efficient as possible.
The Window Frame
The
 material you choose to fit your energy efficient double glazing with 
plays a key part in how energy efficient they are. Each material has 
pros and cons which may suit your household needs.
Metal or Aluminum Frames
Advantages
 of metal or aluminum frames are that they are very strong, not as heavy
 as other materials and do not require high maintenance. A disadvantage 
is that they are not so good at providing insulation.
Composite Frames
Composite
 window frames are made of composite wood products. These frames have 
better stability and thermal insulation properties than wood, and last 
longer as they are more durable.
Fiberglass Frames
Fiberglass
 window frames offer high insulation properties when the air cavities 
with the frame are filled with insulation. Fiberglass provides a strong 
structure for the window frame and result in high energy efficiency for 
windows.
Vinyl Frames
Vinyl windows are often made with 
polyvinyl chloride (PVC). Advantages of PVC is that in the frames do not
 require painting, have good energy efficiency with good insulation. 
Unfortunately in extreme weather conditions PVC can warp in heat and 
crack in the cold.
Similar to Fiberglass, vinyl frames can be 
filled with insulation to increase energy efficicency. These well 
insulating frames are often used with double glazing and high energy 
efficiency rating windows.
Wood Frames
Wood frames can 
perform well when it comes to energy efficient windows. A disadvantage 
is however that they also can be affected by changes in the weather. 
They also are heavy and take up more space reducing light in to the 
room, as well as needing the most work to maintain.
Window Glazing
The
 type glazing also makes a big difference to your energy efficient 
windows. By choosing the right glazing or glass for your home you 
drastically improve your energy efficiency windows. Gas fills involve 
filling the space between the double glazed windows
 with gas. This improves insulation and improves the thermal insulation 
provided by the energy efficient windows. Heat absorbing or Tinted 
energy efficient windows are used to soak up incoming heat from the sun 
through windows.
Double Glazed Windows use 2 or more panes of 
glass to insulate the window. The air that is trapped between the panes 
of glass resists heat flow and increases the energy efficiency of the 
window. Energy Efficient Windows can also be coated with a 
Low-emissivity or Low-E coating. These windows can be slightly more 
expensive but this is more than compensated by the 30%-50% reduction of 
energy loss this provides through the energy efficient windows.
Reflective
 coatings are often used in hot climates as they are effective in 
reflecting light, but do not have such effective thermal reflecting 
properties.
How does the Window Operating Type Affect Energy Efficiency?
The
 way your windows open can also affect the amount of heat loss throw the
 windows in your household. Air is leaked through certain types of 
windows more so than in others, reducing the energy efficiency. Awning 
which open at the top, and Casement which open at the side and outwards 
both have low air leakage levels due to the window closing and pressing 
against the frame. Hopper which opens inwardly also have low air leakage
 rates due to the window pressing against the frame also. These window 
operating types are effective in increasing the energy efficiency of 
your household.
Energy Saving Double Glazing Tips
- Energy efficient windows should always be installed professionally.
- Always get quotes from quality assured Energy Efficient Window companies vetted by the Energy Saving Trust.
- Ensure that Energy Saving Recommended windows are used, look out for the Energy Saving Recommended logo, these have been assessed by the British Fenestration Ratings Council.
- Always get quotes from quality assured Energy Efficient Window companies vetted by the Energy Saving Trust.
- Ensure that Energy Saving Recommended windows are used, look out for the Energy Saving Recommended logo, these have been assessed by the British Fenestration Ratings Council.
    By
         Richard Finch    
       
Energy Efficiency Pays Best
In some parts of the Northeast, the skyrocketing cost of oil 
could cause residential winter heating bills to climb as high as $7,000.
 Oil reached $145 a barrel in late May, and many analysts are predicting
 $150-200 per barrel oil within two years. With heating oil averaging 
$4.71 a gallon, natural gas rates headed for a 20 to 30 percent rise. 
Add that to electricity bills up, some municipalities are shifting to 
four-day work weeks, and moving aggressively into renewable energy &
 energy efficiency.
Utah made headlines in July by becoming the 
first to put most state employees on a four-day week of 10-hour days. 
About one-third of the state's 3,000 government buildings will be closed
 on Fridays, with expected savings on heat and air conditioning to hit 
$3 million a year. Commuters will also save on gasoline. Utah's Governor
 Jon Huntsman said, "The reaction from the public has been very much a 
willingness to give this a go."
Energy efficiency is happening in 
all sectors. Behavior is changing rapidly in light of higher prices; SUV
 and light truck sales have dipped 30-60% (depending on the brand) over 
the last year. Small car sales are up. Total "vehicle miles traveled" 
dipped for the first time since 1979. Yet, in the 1970s after the oil 
embargo prompted conservation habits for about a decade, U.S. Americans 
returned to wasteful ways, as oil prices dropped, ignoring past lessons.
The
 difference this time is that higher prices are prompted mostly by 
fundamental supply and demand issues. Peak oil production is either 
already here, or will be sometime between 2010-2015 at the latest. When 
global peak oil production is reached, prices will be far higher than 
today's.
In order to lessen our dependence on oil, and keep our 
economy moving, energy efficiency is essential. This past July, U.S. 
Secretary of Energy Samuel Bodman met with the energy ministers from the
 Group of Eight (G8) industrialized countries, plus China, India and 
South Korea, to discuss ways to enhance global energy security while 
simultaneously combating global climate change. The G8, which includes 
Canada, Russia, France, Germany, Italy, Japan, UK and the US, 
established the International Partnership for Energy Efficiency 
Cooperation (IPEEC). It states that energy efficiency is one of the 
quickest, greenest and most cost-effective ways to address energy 
security and climate change while ensuring economic growth.
Meanwhile,
 financial support for the federal assistance "weatherization" program 
here in the US, which helps low-income families be more energy 
efficient, has dramatically declined. President Bush proposed 
eliminating the program entirely. An Energy Dept spending bill before 
the Senate, would provide $201 million for the fiscal year beginning in 
October ($40 million less than was supplied in 2007), while winter 
heating costs have soared. Bush, and GOP presidential candidate John 
McCain, and Republicans in Congress have touted drilling as the primary 
short-term solution to rising energy prices, despite the fact that 
opening offshore areas to production wouldn't lower gasoline prices 
until about 2030 -- if it does at all.
Currently, the average 
price for natural gas on the New York Mercantile Exchange (NYMEX) shows 
an increase of 33% this year. New Jersey customers will pay another 18% 
based on an increase requested by NJ Natural Gas to take effect this 
coming October, and another 15% or more expected next year. Between 2002
 and 2007, the price of natural gas nearly doubled, according to the NJ 
Board of Public Utilities (BPU), with corresponding increases in the 
price of electricity and heating fuels in New Jersey.
To address 
the steadily rising prices of energy, New Jersey created an Energy 
Master Plan. Its primary goal is to maximize energy conservation and 
energy efficiency. Reducing energy consumption through conservation and 
efficiency is the most cost-effective way to help lower utility bills, 
increase reliability, and lower the state's contributions to global 
warming and other air pollutants. Reductions of energy use by at least 
20% by 2020, as Governor Corzine has directed, would yield annual 
electricity savings of 20,000 GWh per year and annual heating savings of
 119 trillion BTUs, and result in substantial cost savings, thereby 
promoting economic growth in the state.
Actions to this goal include the following:
-
 Redesign and enhance the State's current energy efficiency programs in 
all sectors of the economy to achieve desired results, while remaining 
cost-effective. This redesign emphasizes a whole-building approach to 
energy efficiency.
- Increase energy efficiency in new buildings with a statewide building code, which will make new construction at least 30% more energy efficient than buildings under current code by July 2009.
The 
market is willing to pay premiums for Energy Star buildings, says Stuart
 Brodsky, from the EPA's Energy Star program, as identified in the 
CoStar study. "The business case for energy efficiency is indisputable,"
 he said. Green-built buildings have higher prices per square foot but 
have lower operating costs. Energy Star buildings are selling for an 
average of $61 more per square foot than conventional buildings. LEED 
buildings are selling for an average of $171 more per square foot, the 
study found. Operating costs are 10-20 percent lower in Energy 
Star-rated buildings, improving operating income significantly. The 
study also revealed that green buildings achieve higher rents and have 
higher occupancies.
New Jersey currently offers several programs in the way of incentives for energy efficiency:
Cool & Warm Advantage Programs - Cash rebates for energy efficient heating and cooling equipment (e.g., central air conditioners, heat pumps, furnaces, boilers or water heaters).
New Jersey for Energy Star - Offers rebates on ENERGY STAR clothes washers, room air conditioners and dehumidifiers.
New Jersey Energy Star Homes - Rebates for energy-efficient new home construction that target Smart Growth Areas. Energy Star Homes are at least 15% more energy efficient than conventionally built homes.
New Jersey Comfort Partners - Improves energy affordability for income-eligible households. If you qualify, a contractor will assess the energy savings opportunities and install the measures at no cost. Personalized customer energy education and counseling is also provided.
Home Performance with ENERGY STAR (HPWES), administered by New Jersey's Clean Energy Program, uses a whole house approach to energy-efficiency, lowering energy costs by up to 30 percent or more. This program covers renovations only, not new construction. Participating contractors are accredited through the Building Performance Institute (BPI), a national resource for building science technology that sets standards for assessing and improving the energy performance of homes.
Where To Start
Call in an expert that can show you the "biggest bang for your buck" when it comes to paying for energy efficiency upgrades. A specially trained and certified technician will conduct a Comprehensive Home Assessment, which has two phases.
Call in an expert that can show you the "biggest bang for your buck" when it comes to paying for energy efficiency upgrades. A specially trained and certified technician will conduct a Comprehensive Home Assessment, which has two phases.
Phase one consists of the 
technician taking inventory of, and reporting on, the current conditions
 in your home, including the following:
- Health & safety check (carbon monoxide levels, moisture, and indoor air quality problems)
- Overall comfort level (cold/hot spots, indoor air quality stuffiness/stale odors)
- Air infiltration rates
- Insulation levels
- Heating and cooling systems efficiency
- Domestic hot water system efficiency
- Major appliances
- Lighting
Certified technicians use a number of diagnostic 
tools during the first phase of your Comprehensive Home Assessment. Some
 of the tools they use are:
- Carbon Monoxide (CO) Analyzer: important health and safety tool
- Blower Door: measures the air tightness of a home and assists in identifying areas where air leakage is occurring
Phase
 two consists of contacting a BPI certified contractor to receive 
pricing on the proposed improvement work. They test carbon monoxide 
levels and potentially dangerous gases in the home before and after 
performing energy improvements. You will receive a detailed plan with 
recommended measures, costs and payback analysis. Many owners use home 
equity loans to finance the upgrades.
Low-interest financing or 
cash incentives are available through HPWES utilizing participating BPI 
accredited contractors. These financial incentives are for improvement 
packages of $2,500 or more. The more energy savings measures you 
install, the greater the incentive you will receive. A tier system 
breaks down the incentive level you can receive based on the 
comprehensiveness of work performed. (Visit http://www.njcep.com, enter "Tier" in the Search field, then select "Financial Incentives.")
Cash
 incentives range from $250 to $5,000. Or you can choose the 
low-interest financing option available to help pay for home 
improvements. The rates are either 5.99% or 3.99% depending on the level
 of upgrades you install. There are no application fees or closing 
costs, and the loans do not require a down payment.
To participate
 in this program, first you sign a contract for program-eligible work 
with a participating BPI accredited contractor. The program requires a 
copy of the contract before the work starts and provides your contractor
 with a Work Scope Approval form. Make sure your contractor has received
 approval from the program prior to starting the work. When the work is 
finished, your BPI contractor will perform some final testing to make 
sure the installation went well and that your house is safe and healthy.
 Then you both sign the Certificate of Completion, indicating the work 
has been done satisfactorily.
If you selected the cash incentive, a
 check will be sent to you directly. You make arrangements to pay your 
contractor in full under the terms of your contract. If you choose the 
low-interest unsecured loan, you apply for it through Energy Finance 
Solutions (EFS) before the work starts, to make sure you qualify. EFS 
offers low-interest loans ranging from $2,500 to $20,000. The process is
 quick. You can call EFS to find out if you pre-qualify for the loan at 
1-888-264-4367 or visit http://www.energyfinancesolutions.com. Additional assistance may be available when homeowners meet certain income eligibility requirements.
By
 upgrading your home's energy efficiency, you'll increase your physical 
comfort, save energy, reduce your carbon footprint, and lower your 
monthly utility bills. Your house will increase its value in the 
marketplace. For every one dollar you save on energy, you increase the 
market value by $20 according to EPA studies.
Basic Things To Do On Your Own
- Fluorescent bulbs can save up to $30 per bulb
- Low-flow showerheads use just two gallons of water per minute, instead of five or six
- Change furnace/air conditioner filters regularly and unblock and clean ventilation registers
- Seal air leaks around windows with silicone caulk
- Weather-strip around doors
- Hot water heater set at 1200
- Close chimney dampers when not in use!
- Open shades during day in winter, shut at night
- Install a digital thermostat - raise the temperature for summer, lower it for winter,
- Dress for the season, even when you're indoors
- Fluorescent bulbs can save up to $30 per bulb
- Low-flow showerheads use just two gallons of water per minute, instead of five or six
- Change furnace/air conditioner filters regularly and unblock and clean ventilation registers
- Seal air leaks around windows with silicone caulk
- Weather-strip around doors
- Hot water heater set at 1200
- Close chimney dampers when not in use!
- Open shades during day in winter, shut at night
- Install a digital thermostat - raise the temperature for summer, lower it for winter,
- Dress for the season, even when you're indoors
    By
         Cathy Sims    
       
Saturday, June 29, 2013
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